UP MSME Interest Subsidy Claim Assistance

Under the UP MSME Promotion Policy, Micro units get back up to 50% of the interest they pay on a bank loan every year, for up to 5 years. If you have a running loan, this works like straight cash-back — but it has to be claimed fresh each year, and a surprising number of businesses that claim it once forget to renew.

Who it's for

• Udyam-registered Micro units (within the investment/turnover limit)
• A term loan or eligible working capital facility from a bank/FI
• A standard loan account — not an NPA
• Interest paid on time

How we help

• Checking whether your unit and loan account qualify
• Getting the bank interest certificate that documents how much you paid
• Filing the claim on the UP MSME portal and tracking it through DIEPC verification
• Renewing the claim every year so you don't lose a year's reimbursement to a missed filing

Related

• TUS Technology Upgradation Assistance — machinery loans under TUS carry their own, separate interest subsidy (50% of interest, capped at ₹1 lakh/year) alongside the machinery cost subsidy
• Capital Subsidy Claim Assistance
• UP MSME Policy Incentive Assistance
• Free Eligibility Assessment
• All MSME subsidy schemes we help with

ClaimDesk's fee is for our filing and follow-up service — it is never a government charge, and every scheme listed here has its own free, official application route you can use directly. Using ClaimDesk is entirely optional.